online shopping : Festive season is going on, in this season sale is going on on many e-commerce sites, in which many users buy goods by making online payment, but sometimes this online payment fails and money is deducted from your account. , but the payment does not reach the account of the company sending the goods. In such a situation, you will have to face a lot of trouble. Therefore, here we are going to tell you the reason for online payment failure and the easy way to recover the money.
Because of this the transaction fails
Many times online transactions fail due to lack of network. Also, sometimes online transactions fail due to weak network. In such a situation, money is deducted from your account, but you are not able to book the goods. In such a situation, you can get your money back in some easy ways.
How will the money come back to your account?
If money is deducted from your bank account in this manner, then you do not need to worry, because usually this amount is returned by the bank in 2 to 3 days. At the same time, due to holidays in between, this time can also be 4 to 5 days.
The bank will be fined Rs 100
According to the Reserve Bank, money is sent to people’s accounts during five working days. If the bank does not send the money within five days, then a penalty of Rs 100 will have to be deposited in the customer’s account every day.
However, if the international website fails to process payment from Indian debit or credit card, then alternative arrangements will have to be made. Alternative arrangements include direct international bank transfers to the merchant using the SWIFT service or using apps like Skrill.
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